Privacy Policy

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

– Social Security number and account balances
– Payment history and overdraft history
– Account transactions and checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Global Innovations Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Global Innovations Bank share?

Can you limit this sharing?

For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes – to offer our products and services to you

No

We don’t share

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes information about your transactions and experiences

No

We don’t share

For our affiliates’ everyday business purposes information about your creditworthiness

No

We don’t share

For affiliates to market to you

No

We don’t share

For nonaffiliates to market to you

No

We don’t share

Questions?

Call (877)294-3621 or go to gibank.com

Who We Are

Who is providing this notice?

Global Innovations Bank

What We Do

How does Global Innovations Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Global Innovations Bank collect my personal
information?

We collect your personal information, for example, when you

– Open an account or pay your bills
– Use your credit or debit card or make deposits or withdrawals from your account
– Apply for a financing

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

– sharing for affiliates’ everyday business purposes – information about your creditworthiness
– affiliates from using your information to market to you
– sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. [See below for more on your rights under state law.]

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

– Global Innovations Bank has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

– Global Innovations Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

– Global Innovations Bank doesn’t jointly market.

Other Important Information

We are providing you this notice pursuant to Nevada law. You may be placed on our internal Do Not Call list by submitting a request in person, by telephone or in writing that Global Innovations Bank place your name on the Do Not Call list. The request must include the consumer’s name, address, and telephone number. Nevada requires that we provide contact information for the state’s Bureau of Consumer Protection to all consumers that do business with us. The contact information for the Bureau of Consumer Protection, of the Office of the Nevada Attorney General, is provided below.

Address: 555 East Washington Street, Suite 3900, Las Vegas, Nevada 89101
Phone: (702) 486-3132
Email: BCPINFO@ag.state.nv
Website: www.ag.state.nv.us/org/bcp.htm